Real shapes of the facilities we build.
From a first marketplace listing to a growth-stage rollout. The situation, the structure and the outcome, with names removed and mechanics intact.
A packaged-food brand won its first large quick-commerce purchase orders. Its manufacturer wanted payment upfront, the marketplace pays 60 days later, and the brand had cash for only half the order.
A purchase order facility drawn per production lot, with the marketplace settlement routed to a designated account so each draw repaid itself.
The order shipped in full. Faster fulfilment brought larger purchase orders, and the facility was drawn again for each cycle.
A D2C personal-care brand sold well on several marketplaces, but settlements landed 45 days later while its own suppliers were paid in 15.
An advance against marketplace settlements already due, repaid the day each one hit the bank.
The brand stopped skipping reorders. The facility rotated every cycle with no equity involved.
An equipment manufacturer with a large institutional order book could not buy components fast enough. Demand was there, supply was not keeping up.
Staged tranches, one per production lot, with buyer payments routed through a collection account to clear each draw.
Several lots delivered on time. The limit grew as the repayment record did.
An electronics-accessories brand needed 90 days of stock ahead of a major festive sale. The bank offered a term loan of 12+ months that did not fit the need.
A short-tenor stock facility matched to the sale window, with repayment on the day sales settled.
Stock was in place before the rush, the facility closed within 90 days, and the balance sheet was clear before the new year.
A packaging supplier's cash was locked in 60-day invoices from listed customers while its own suppliers wanted paying upfront.
A facility against specific invoices, repaid directly as those customers settled.
The squeeze disappeared without a single new share issued, and the relationship rotated into later cycles.
A VC-backed consumer brand with strong verified revenue wanted to open two new cities and build inventory before peak season, ahead of its next raise.
Term growth capital over 180 days, sized off verified revenue, with the repayment path agreed upfront.
Cities opened on schedule, the season was funded, and the cap table was untouched heading into the next round.
A VC-backed consumer startup held a final term sheet, but the round would take some days to close and a large inventory order could not wait.
A bridge loan for the days between the term sheet and the funds landing, with repayment from the round proceeds agreed upfront.
The order was placed on time and the loan was repaid when the round closed, with no extra dilution from a bridge round.
Built for businesses with momentum.
Different sectors, one pattern: real revenue, a clear cash event, and a founder who would rather borrow than dilute.
Yours could be the next shape.
Every facility here started with one short conversation.