// Product · Quick Cash

Turn what marketplaces owe you into what you can spend.

Short-tenor working capital against purchase orders, marketplace settlements and invoices from large buyers. Fund the order, ship it, and repay the day the money lands.

₹25L – ₹5Cr 30 – 120 days Rotating facility 0% equity
START THE CONVERSATION →
// The quick-commerce cycle

Speed of fulfilment decides who wins on a marketplace.

Blinkit, Zepto, Instamart, Amazon and FirstClub reward the sellers who deliver fast. Here is the loop every fast-growing brand ends up in, and where cash gets stuck.

₹1Cr.
₹2.5Cr.
₹5Cr.
₹10Cr.
TodayCycle 1Cycle 2Cycle 3

// Illustrative example only. Purchase orders carried per cycle as fulfilment speeds up and the marketplace sends more.

// Rotation is the growth engineIllustrative example

From ₹1Cr. of purchase orders to ₹10Cr. in a few cycles.

With the right working capital and debt structure, a brand can move from ₹1Cr. of purchase orders to ₹10Cr. in a few cycles. The marketplace sees orders filled quickly and completely, and sends bigger ones. Each cycle you repay, the capital goes straight back into the next.

That only works when the debt is short. If you are locked into a long loan, each rotation of the same rupee earns you nothing extra.

This is only an illustrative example. It shows how faster rotation can scale purchase orders. Actual growth depends on your product, the marketplace, demand and repayment history, and is not a promise of results.
// Why this beats a term loan

Built around the gap, not around a loan product.

Typical bank or NBFC term loan
Valuefin Quick Cash
Tenor
12+ months
30 to 120 days
Matched to
A schedule set at signing
Your actual cash cycle
Interest runs for
All 12+ months, even after the order is paid
Only the days it was in use
Repayment
Fixed instalments
When the receivable hits your bank, anywhere from day 30 to day 120
Balance sheet
Debt stays for the full term
Cleared quickly, then drawn again as needed
Speed
A long approval process
About 3 days to documents, about 2 days to money
// The read

What we look for.

No scoring black box. Four things, honestly assessed.

A strong Quick Cash case

✓A real purchase order, settlement or invoice from a credible marketplace or buyer
✓A clear cash event inside the tenor, so we can see what repays us
✓Clean banking and a GST trail that matches the sales story
✓Founders who pick up the phone and share numbers straight

Where we will say no

✕No identifiable cash event. "We'll repay from growth" is not a source
✕Speculative stock with no buyer attached to it yet
✕Numbers that do not reconcile across bank, GST and books
✕Cases that need our money to survive, not to grow

Have an order waiting on working capital?

Tell us the order and the settlement day. You will get an honest read in days.

START THE CONVERSATION →