STATE OF ART TECHNOLOGY AGRI VALUE CHAIN & MSME SECTOR
ValueFin India is driven by State of Art & Robust Digital Technology platform to increase and expand its outreach. The technology we have developed is internet-based, data-agnostic, multiple users, end-to-end automated solution, that is specifically built for processing, management, collection and accounting for Agri Value Chain and MSME financial services which will be adaptive to any interface. We are implementing a cash less system (ACH) and enable the existing accounts including Jan Dhan Accounts for making disbursements and collections.
The Company is creating ValueFin Digital Branches and Suitable Ecosystem to provide financial & advisory services with high quality field resources with good understanding of the value chains and local ecosystem. ValueFin India Technologies provides nextgen digital solutions that is focused on empowering Rural India through cost effective services and solutions. ValueFin India Technologies provide Software Solutions for Banking and Financial Services that promote Digital inclusion and enable credit delivery services in Rural & Semi Urban India. This includes a whole range of solutions like online Loan origination and management solutions, Loan assessment report preparation, Credit Score & Information service and online market place services. All this is provided at a highly cost effective price to our partners.
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Loan Management Solution
Our Online Loan management solution is directed towards Rural Financial Insitutions which can act as a one stop place for customer information, repayment schedule generation, product management, collections details, reconciliation, integration to develop profit and loss statement. It automates the whole process while reducing the iterative manual work, keeping closer track of portfolio in highly cost efficient manner.
It would help Rural Financial institutions/NBFCs/MFIs to take advantage of our efficient & effective solution. The comprehensive loan management solution shall facilitate banks and financial institutions to automate the process for achieving cost savings and for better customer experience.
We deliver digital enabled lending processes especially for Rural India that shall lead to improved productivity, efficient data management process, better customer management, readily refer portfolio and collections analytics as also ensure better customer experience, throughout the entire loan Management cycle.
Our online Loan Management Solution helps Cost Reduction of customer and Faster Loan Approval using Cutting Edge Technology. It is focussed on Rural India, Priority Sector Lending and is available in vernacular language.
Loan Origination Solution
ValueFin Loan Origination Solution is aimed towards Rural India and Priority Sector Lending which sees a series of challenges because of information asymmetry, lack of correct information, identity verification, lack of information and lack of access to Financial Insitution. Our online LOS solution which is in vernacular language can help streamline the customer origination, customer data filling, identity verification, alternate credit scoring and lending operations easy, seamless and far more cost effective. It will help Rural customers in getting access to credit and banks/NBFCs to make faster decision based on reliable, digitized and verifiable information.
- Get customer information, application, data and credit information, reduces customer origination cost
- Prevent information asymmetry and errors
- Customer shares data which helps in credit assessmentt
- Customer documents are verified online
The process of issuing a loan involves a series of steps right from identifying a customer, acquiring customer, processing their information, to vetting their credit standing, identity documentation and then finally creating information report so that Bank/NBFC can make decisions based on information. Our Loan Origination Solutions (LOS) streamlines all these processes and offers a comprehensive solution which can help the Banks/Financial insitution originate Rural Loans/ Priority Sector and MSME loans while improving efficiency, mitigating risks and managing a borrowers efficiently.
AADHAAR MASKING API
Aadhaar is the simplest KYC document that a customer offers onboarding them to your platform. But the guidelines allows the Aadhaar card to be accepted as long as the Aadhaar number is masked while only last 4 digits of the Aadhaar Number are visible. OurAPI-based Aaadhar masking solution which accepts an Aadhaar ID card image and gives back an image it with the first 8 digits masked, in less than few seconds.The image can be stored by financial insitutions and other entities your KYC records in compliance with regulation. It is simple , quick and easy to deploy.