ValueFin India |Digital Finance for Agri Value Chain, MSMEs & Green Sector


Agri Value Chain, Micro, Small and Medium Enterprises (MSME)and Renewable energy sectors are deprived of lack of access to formal credit. ValueFin plans to address & bridge the 'missing link' in value chain finance and unlock true potential of these enterprises. ValueFin India Credit Services Private Limited is a Non Banking Finance Company (NBFC-ND) Registered with Reserve Bank of India (RBI) and is working in priority sector lending (PSL) space.It is primarily focused on extending financial services to Agri Value Chain, Micro, Small and Medium Enterprises (MSME) and Renewable Energy Sector.

ValueFin is providing holistic financial support for priority sector lending (PSL) and building robust value chains in Agriculture, Micro & Small Enterprises, Small Businesses and enabling Green Finance in India. This includes capacity building, Digitization of lending & other financial services platform, training and market linkage services to rural and small enterprises. Incidentally the sector where ValueFin proposes to operate is highly underserved and has a credit mismatch of more than USD $800+ billion annually.

ValueFin India Credit Services Private Limited, A Value Chain Financial Services Company and RBI registered NBFC that provides financial services to Agri & Food Value Chain, MSME & SME Supply Chain and Green Finance Chain is focused on Rural India.

The approach is to identify the "missing" links, "bridge" the credit gaps and "unlock" the potential of value chains. The objective of the company is to enable and help unlock true value across the value chains for all the stakeholders. 1. Agri Value Chain Financial Services - Credit Services to Farmers/Producers, Hi-tech & Organic Farming, Farm Mechanisation, Farmer Producer Companies (FPCs/FPOs), Aggregators and Dealers, Food Processors and Packagers, Commodity finance, Warehousing and Trading, Linkages with Corporates and enabling Farm to Fork Linkages 2. MSME and SME Chain Financial Services - Credit Services for MSMEs, Small & Medium Businesses, Manufactures and Packagers, Small Transportation Vehicles, Working Capital, Term and Demand based products 3. Green and Renewable Energy Financial Services : Credit Services for Solar Pump Producers and Installations, EPC & Manufacturers, Custom Hiring Companies, Integrated Rooftop installations and Solar Power Grids.

ValueFin is driven on "State of the Art" & Robust Digital Technology platform to increase & expand its outreach and to enable its services across the country. ValueFin participate in all Government initiatives on Agriculture marketing, Enhancing agri-marketing efficiency, Farm Mechanization, Small enterprise Cluster development, Climate Change initiatives, Renewable energy development, Solarisation of Irrigation and Digitization of agriculture & SME lending and more.

ValueFin India constantly strives to offer Best in Class services in Agribusiness , MSME and Green value chain segment focused on Rural India.

ValueFin key management team which brings in 150+ years of collective experience in the Banking and Financial Services sector with unique mix of Agribusiness & Rural Finance, SME finance, Business Lending, Branch Banking and project consulting.

The management team has strong background having worked across Banks, Non-Banking Finance Companies, Developmental Finance Institutions & have deep understanding of Value Chains, Market Linkages & Indian economy.



To be an institution that customer sees as the “first & preferred” financial and advisory services partner when it comes to customised solutions for the value chain players in Agribusiness, SME and Green Ecosystem.


To become an “impactful” financial and advisory services institution that bridges the financial services gaps by providing customized services and solutions to its various underserved & un-served players in value chains, promote innovations & entrepreneurship, foster sustainable development and create value for all its stakeholders.

Core Values

Adhere to highest Integrity, Trust, Commitment and Transparency Customize solutions for customer needs to become “first Choice” Innovative, solution oriented and excellence in actions Promote Responsible Finance with customer at the “centre” Become a partner in sustainable development of nation.



Create a model that bridges the financial and advisory services gaps to unlock the potential of a value chain in Agriculture, SME and Clean Energy

Build a Profitable, Sustainable and Valuable multiproduct Financial and advisory Services Company, with an aspiration to become a “differentiated” Institution

Become an Admired player and Impact Leader in differentiated financial and advisory services segment

Founder & CEO

Mr. Manoj Rawat is a Senior Level Banker and Developmental Finance Professional with 22 years of hands-on experience in Agriculture, Rural and Priority Sector Banking. Manoj is B. Tech (Gold Medallist), M.E., M.B.A (Finance), CAIIB and has done Executive Leadership Program from Cornell University, USA. He is a well-known professional in agriculture and rural banking space and is a part of various committees, working groups and forums.

He has worked with NABARD, a Developmental Financial Institution & Public Sector Enterprise, Fullerton India, a leading NBFC and RBL Bank, one of the fast growing Private Sector Bank in India. During his career he had handled businesses and loans more than Rs. 10,000+ cr.

He has managed Rural Banking, Agriculture Finance, Agri Value Chain Finance, Agro-Processing, Warehouse and Commodity Finance, Renewable Energy Finance, Rural and Government Schemes business.

He has been instrumental in successfully setting up, growing and building Rural & Priority Financial Services businesses from scratch in various institutions. He has strong retail distribution, relationship management, credit, risk and operations management experience.

He is involved in series of new initiatives in Digital Solutions for Rural Businesses, Financial Inclusion, Village Knowledge Centres, Participatory watershed management & Community based resource Management projects. He has worked & mentored with many start-up companies in Agribusiness, Renewable Energy and Rural space.

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